Homeownership Opportunities Program (HOP)

Young happy couple shopping for new home

The Homeownership Opportunities Program (HOP) is a program designed by the Federal Home Loan Bank of Indianapolis (FHLBI) to help first-time homebuyers with down payment and closing costs, if their household income is at or below 80% of the area median income (AMI). Eligible members can receive funds up to $10,000 in HOP grants per household, if an FHLBI member is originating the first mortgage loan.

Homebuyers must be in at least one of the following categories to be considered a first-time homebuyer:

  • An individual and his or her spouse who has had no ownership in a principal residence during a three-year period ending on the date of the purchase of the property.
  • An individual who is a displaced homemaker and has only owned a home with a spouse, who has not worked full-time, full-year in the labor force for more than 2 years and during that period, worked primarily without remuneration to care for a home and family.
  • A single parent who has only owned a home with a former spouse while married and has 1 or more minor children for whom the individual has physical custody or joint physical custody as ordered by the state authority on child support, guardianship or custody order or divorce decree. If physical custody is not formally established, the primary residence of the child must be documented by third-party documentation.
  • An individual who has only owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations.
  • An individual who has only owned a property that was not in compliance with state, local or model building codes, or other applicable codes, and cannot be brought into compliance with such codes for less than the cost of constructing a permanent structure.

All funding is available on a first come, first serve basis. Please contact Tom Webb for more information on the program and to help register you with an institution that is a current member of the FHLBI.

USAA Real Estate Rewards Network

RealEstateRewardsNetworkMarks-Broker-Reversed-Final-217x300United Services Automobile Association (USAA) is committed to assisting people and families of those who serve, or served, in the United States military by offering a wide range of financial products, tools, and services. The membership is open to active, retired and honorably separated officers and enlisted personnel of the U.S. military, along with their eligible family members.

Qualified members have the free benefit of the USAA Real Estate Rewards Network. Using this service makes home buying experiences easy and gives rewards ranging from $350 to $6,000 based on the price of the home. Through this program, members are connected with experienced, local real estate agents and dedicated USAA support to expertly guide them through the process.

Tom Webb is a proud supporter of US Military families.  Request Tom as your agent to receive expert advice and a marketing professional that will lead you to exceptional results.  For additional details on this program, please contact Tom Webb.

Tom Webb awarded 2015 Quality Service Producer Award

The Quality Service Producer Award is a coveted distinction provided by CENTURY 21 on a national basis. This award is given to real estate professionals who exhibit consistent high levels of service to their clients. These service levels are measured by direct client survey through the third party company, RealSatisfied.  Tom Webb is a proud recipient of the 2015 Quality Service Producer Award.


Raising the Bar for Customer Satisfaction

MADISON, N.J. (September 15, 2015) – Century 21 Real Estate LLC, the iconic brand and franchisor with the largest global network in the residential real estate industry including approximately 6,900 independent offices worldwide, today announced that it received four industry-leading customer satisfaction awards in the annual J.D. Power 2015 Home Buyer/Seller Satisfaction StudySM. Specifically, the CENTURY 21 brand swept the awards for the second year in a row by receiving the highest ranking among national real estate firms  across all four customer satisfaction segments in the study, including: First-Time Home-Buyer Satisfaction, Repeat Home-Buyer Satisfaction, First-Time Home-Seller Satisfaction and Repeat Home-Seller Satisfaction.

“This recognition demonstrates that consistency of service is in the DNA of our affiliated broker and agent network and it is a key differentiator when working with a CENTURY 21® professional,” said Rick Davidson, president and chief executive officer of Century 21 Real Estate LLC. “As a leading global franchisor, we are not only selective about the independent companies and sales professionals who affiliate with us but we also emphasize the importance of building trusted bonds with consumers who visit a CENTURY 21® office online or in person. Our focus is on depth, not breadth, when it comes to growing our iconic brand throughout the global marketplace.”

The J.D. Power Home Buyer/Seller Satisfaction Study, now in its eighth year, measures customer satisfaction among first-time and repeat home buyers and sellers with the nation’s largest real estate companies. Overall satisfaction is measured across four factors of the home-buying experience: agent/salesperson; real estate office; closing process; and variety of additional services. For satisfaction in the home-selling experience, the same four factors are evaluated plus a fifth factor, marketing.

“We are proud of our franchisees and their office-by-office commitment to maintaining such levels of professionalism, honesty, integrity, and the highest standards of quality service,” added Davidson. “The J.D. Power award validates the influence and impact our System members are having every day on behalf of real estate consumers in the local markets they serve. Providing stellar service and helping to deliver on the American dream of homeownership is what we do.”

Read more about these distinguished awards at this link.

Proud to join the Century 21 Signature team

C21logoAs of August 1, 2014, Tom will be joining the Century 21 Signature team as an Associate Broker.  With four offices in the Great Lakes Bay Region, Century 21 Signature is a premier provider of real estate brokerage services in all of the markets they serve.

Century 21 Signature and Tom Webb are a natural fit and share common goals with the client as the central focus.  Both strive to create a new standard in service and commitment.  The Century 21 Signature management philosophy of integrity and honesty (on which the company was founded) is an integral value that Tom shares.   If you are considering a real estate transaction, please contact Tom to see for yourself how the Century 21 Team affiliation will benefit you.